Student Loan Exit Counseling and Repayment

Office of Financial Aid

Navigate your student loan repayment

Find out all about how to navigate the exit counseling and loan repayment process. We’re here to guide you through the next steps and provide you with useful tools and resources.

Student loan exit counseling is required of all students who borrow federal loans and meet one of these criteria:

  • You’re no longer enrolled, graduating, or dropping below half-time enrollment status
  • You’ve received a TEACH Grant and are no longer enrolled

Determine your enrollment status

Program types Enrollment status Credit requirement
Undergraduate, post-baccalaureate, online bachelor’s, teaching licensure Half-time At least 6 credits per semester
Full-time At least 12 credits per semester
Full-time (for state grants) At least 15 credits per semester for full reward
Master’s, doctorate, graduate certificates Half-time At least 4 credits per semester
Full-time At least 8 credits per semester

Complete the student loan exit counseling process

Use the buttons above to navigate to the right website and start your exit counseling. On average, the process takes around 20 to 30 minutes. If you’re looking for additional information, the US Department of Education has created a comprehensive guide for all student borrowers.

Download the Exit Counseling Guide

Once you’ve completed the exit counseling process, the information will be electronically sent to Hamline's Office of Financial Aid. If you have any questions about this process or your financial aid, please contact us at 651-523-3000 or

Tools for a successful student loan repayment

Your loan provider(s) will contact you regarding repayment. Hamline has compiled a list of excellent resources designed to help you manage and successfully repay your student loans.

Loan simulator and repayment plans

The US Department of Education offers information and calculators about the different loan repayment options available to you.

Explore Repayment Plans

Loan consolidation

This site offers guidance and advice on consolidation options, as well as instructions on how to complete the process.

Explore Loan Consolidation