Emergency Loan Information


The emergency loan program is designed to assist students who find themselves faced with unexpected financial emergencies that affect their ability to function as a student. The emergency loan program is carried out as a partnership between the Student Accounts Office and the deans of the various schools.


Hamline students may be eligible for an emergency loan if they meet the following requirements:

  • Enrolled in a licensure or degree-seeking program at Hamline University
  • Registered for the current term and the term in which the loan is due, if applicable
  • Demonstrated need for an emergency loan
  • No past-due balance on their student account
  • No outstanding payments due on an installment plan (emergency loans will not be granted for students to make payments toward their installment plan)
  • No other outstanding emergency loans


  • Employees of Hamline University are not eligible for an emergency loan
  • No emergency loans will be issued to pay Hamline University-sponsored program deposits
  • Students can apply for up to $500 at a time
  • The cumulative loan amount per academic year is $1000 (cannot have more then a cumulative amount of $1000 due June 1 through May 31)
  • Only one emergency loan per semester
  • No emergency loans will be issued more than 10 days before the start of the term

Application process

  • The student must fill out the Emergency Loan Request Form.
  • A representative from the appropriate Dean's office will review the application and, if approved, send it to the Student Accounts office for approval.
  • A representative from the Student Accounts office will notify the student within 24 hours if the application has been approved or denied.
  • Upon approval, the funds will be processed as either a direct deposit refund or by check, based on the student's preference. If signed up for direct deposit, funds can be issued within two to three business days. Bank checks will be processed the following Monday or Thursday and ready the following Wednesday or Monday, respectively.

Where to get an application

Please fill out the Emergency Loan Request form (Google Form) and contact your program's Dean of Students office to notify them of your application and have it reviewed.

College of Liberal Arts
Dean of Students Office
West Hall, Suite 106

School of Education
Dean's Office
West Hall  

School of Business
Dean's Office
East Hall, Room 229E

Creative Writing Programs
CWP House, 1500 Englewood Ave

Drew Science #308


  • The loan will be charged directly to the student's account.
  • The loan must be repaid within 60 days, three weeks prior to the student's graduation date, or by the end of the academic year (May 31), whichever comes first.
  • Financial Aid credited to a student's account will first repay all tuition and fees and then repay an outstanding emergency loan, even if the loan is not yet due.
  • If the loan is not paid by the due date, the student will be on hold for registration, grades, transcripts and diplomas.
  • When repaying, the student must indicate to the cashier that the payment is to be applied to the emergency loan.
  • If necessary, Hamline University will institute all necessary collection procedures to collect on a past due loan, and the student will be responsible and charged for all collection costs, including attorney's fees.
  • If a student leaves Hamline University and has an emergency loan that is not yet due, the loan will be accelerated and due immediately.
  • Interest will accrue at a rate of 0.67% per month (8% APR) on any past due loan.