Resources Banking and Finance Cell Phones Textbooks Shopping Eating Out Travel and Transportation Bicycle Information How to Ride a Bus How to Get a Driver's License How to Rent a Car Banking and Finance How to open a Bank Account While many banks offer services to open accounts online, international students do not fit nicely into their categories. As such, it is best to personally visit a branch to open an account. You may want to open an account as soon as you arrive in Minnesota. You will need to have the following documents with you: Your passport (or any other state issued document such as a driver’s license or State I.D card) Student ID Any other immigration document (I-94 and I-20/DS-2019) Social Security Card (this is not required for you to open a bank account but it is required for online banking) A Good Standing Letter (this is not required but may be helpful to validate that you are a current Hamline student in good standing) A permanent mailing address Some other financial tips Checks When you open a checking account, your bank will provide you with checks. Paying with checks is a convenient method of payment. Some businesses accept checks for payment with a valid I.D. Supermarkets usually require a MN State ID to validate checks. Here are some tips to keep in mind when dealing with checks. Make sure that you keep track of the checks you write. Sometimes checks are not deposited immediately and it may not show up in your account balance. You may run into problems with overdraft fees if you do not have sufficient funds in your account to make payments. When depositing checks issued to you, you will be required to endorse the checks by signing at the back of the check. Do not endorse the checks until you are depositing it into your account, to avoid the risk of a stolen check being cashed by someone else. How to Write a Check Learn how to write a check at About.com. Overdraft Protection Fees In the event that you are making a check card transaction, withdrawing money from the ATM or someone is depositing a check you wrote to them while your account has insufficient funds, the bank will honor the transaction but charge you a fee for that transaction. The average overdraft protection fee is $35 per transaction. If you opt not to participate in the overdraft protection fee program, the bank will simply reject any transaction or bounce checks if your account does not have sufficient funds. It is advisable that you do not participate in this program to avoid being charged large amounts in fees. ATM Locations near Hamline University: Sorin Hall (next to Anderson Center, Bank Affiliation: Associated Bank) SuperAmerica Gas Station (next to Anderson Center, 756 N Snelling Avenue, Bank Affiliation: Wells Fargo) Holiday Station Store (next to Gingko's Cafe, 600 Snelling Avenue, Bank Affiliation: US Bank) Banks near Hamline and Midway Tuition payments and other billing issues are handled through the Student Administrative Services office in East Hall Associate Bank 176 Snelling Avenue North St Paul, MN 55104-6322 (651) 646-8681www.associatedbank.com Bremer Bank427 Snelling Avenue NorthSt Paul, MN 55104-3801(651) 659-0465www.bremer.com US Bank 1071 Grand Avenue St Paul, MN 55105-3002(651) 229-6123 www.usbank.com Wells Fargo Bank1827 Grand AvenueSt Paul, MN 55105(651) 205-5480 www.wellsfargo.com Hamline University Wire Transfer Information If you plan to do a wire transfer for a tuition payment, this is the information he/she will need: Name of Bank US Bank P.O. Box 64830 St. Paul, MN 55164-0830 ABA Routing No. 091000022 Hamline Account No. 3401171 Swift Code: USBKUS44IMT (for international wires) Be sure to indicate the student’s name and ID number on the wire. Cell Phones Procedure If you want a cell phone in the U.S., you must contact any one of many wireless companies in the area. Most companies require a Social Security Number (SSN) if you want to be billed for your service. They may also try to encourage you to sign a two year contract and offer you a discount on the price of the phone when you sign a two year contract. However, there are options for obtaining cell phone service without an SSN, such as “pay-as-you-go” plans and prepaid phones. You can find a complete list of major wireless providers (such as Sprint, Verizon, AT&T, Nextel, T-Mobile), as well as wireless retail stores by searching online at qwestdex.com. When opening a cell phone account, you will need identification, such as passport. Cell Providers AT&T 2724 Lincoln DriveRoseville, MN 55113www.att.com Sprint 1064 Grand AvenueSaint Paul, MN 55105www.sprint.com T-Mobile 1460 University Avenue WestSaint Paul, MN 55104www.tmobile.com Verizon 474 Hamline Avenue NorthSaint Paul, MN 55104www.verizonwireless.com Textbooks Online Stores www.amazon.com www.ebay.com www.collegetextbooks.com www.valorebooks.com www.wholesalecollegetextbooks.com Websites to rent textbooks: www.chegg.com www.bookrenter.com www.campusbookrentals.com Other ways to get textbooks: Rent them from the Hamline Bookstore Check them out from the Hamline Library or order them through “Interlibrary Loan” – ask at the library reference desk Check them out from the Saint Paul/ Minneapolis Public libraries Check campus bulletin boards for other students selling their books Ask other students who studied at Hamline last year Buy them from the book store on campus!! Shopping Hamline is located close to many major shopping centers. With the excellent public transportation system, you can get to many of these places with ease. Here are several shopping locations that might be of interest to you. Visit their website for more details. Be sure to cross check with GoogleMaps or MetroTransit for more accurate directions. If you have further questions, feel free to contact the IOCP office. Rosedale Center 10 Rosedale center Roseville, MN 55113 (651) 633-0872 www.myrosedale.com/ Available at Rosedale: Macy’s, Herberger’s, JC Penneys, a variety of wireless services outlets (AT & T, T-Mobile, Sprint), a large variety of men and women’s apparel outlets, restaurants and a 14-screen AMC theater. HarMar Mall 2100 Snelling Ave North Roseville, Minnesota 55113 (651) 631-0340 www.harmarmall.com/ Available at HarMar: Marshall’s, Barnes & Noble, CubFoods, Dress Barn, Famous Footwear, and others. Mall of America 60 East BroadwayBloomington, MN 55425 952-883-8800 www.mallofamerica.com/ Available at MoA: The biggest mall in America, it has more than 520 stores, several food courts, a large variety of restaurants, an indoor amusement park and Aquarium plus tones of other entertainment options. Grand Ave www.grandave.com/ Available at Grand Ave: A variety of specialty stores, apparel stores and award-winning restaurants. MidWay Available at MidWay: Target, Walmart, Rainbow Groceries, CubFoods, Herberger’s, multiple restaurants, wireless services, banks and many others. Ethnic Grocery Stores close to Hamline: Shanghai Market 1546 Como Ave, Saint Paul, MN 55108 Dragon Star Oriental Foods 633 Minnehaha Ave WSt Paul, MN 55104 (651) 488-2567 Shuang Hur Oriental Market 654 University Avenue W St Paul, MN 55145 Kim’s Oriental Market (Korean) 689 Snelling AveSt Paul, MN 55104 (651) 646-0428 El Burrito Mercado 175 Cesar Chavez St St Paul, MN 55107 (651) 227-2192 Yelp page Eating Out There are plenty of options to eat out in pretty much any neighborhood in the Twin Cities. Cuisines from all over the world and in all price ranges are available to choose from for hungry Hamline students. Some great websites to check out restaurants, diners, pubs, and bars are Yelp (http://www.yelp.com), Urbanspoon (http://www.urbanspoon.com) or OpenTable (http://www.opentable.com). Each of them lets you search in many different ways, filtering results by neighborhood, style, price range, user ratings and many more. Often times you will also find detailed information on opening hours, location, or special happy hours offers with great discounts on food and drinks. Some of the places to grab a bite closest to campus are located in Saint Paul’s Midway neighborhood between the Anderson Center and University Avenue along Snelling Avenue. Here are some ideas – all within one mile of Hamline’s campus: Black Sea: Turkish restaurant, http://www.blacksearestaurant.com/ Mirror of Korea: Korean restaurant, On Urbanspoon Fasika: Ethiopian restaurant, http://www.fasika.com/ On's Kitchen: Thai restaurant, http://www.onskitchen.com/ Peking Garden: Chinese restaurant, http://www.pekinggardenmn.com/ Sole Café: Korean restaurant, http://solecafe.weebly.com/ Other great areas for food, drinks, and more are Rosedale Shopping Center (four miles north of campus), and many areas in or near both downtown Saint Paul and downtown Minneapolis. Travel & Transportation Car & Driver's License: Read these tips for renting a car or find information about "Hour Car" on-campus car rental. For information about obtaining a driver's license, see the MN Department of Public Safety website. Check out the bike rental page of our website information and local trail maps Visit the Metro Transit website for bus and lightrail transit in the Minneapolis/St. Paul area. You can get an application for a discounted Metro Transit bus pass at the Anderson Center Welcome Desk. It is $175 per semester for an unlimited ride pass. You must show your Hamline ID to get the discounted price. To plan your travel in the US, see traveler's guide information for travel within the United States For affordable airline tickets, search one of the many online ticketing websites such as Southwest Airlines Frontier Airlines Sun Country Airlines Air Tran Airways Remember to check the travel page of our website before traveling internationally or within the United States Bicycle Checkout Our office recommends the use of the Nice Ride bike system for your local biking transportation needs. The closest bike station is only one block from the Hamline campus, located at the corner of W. Minnehaha Ave and N. Simpson Street. The cost to use the Nice Ride system is a combination of a subscription price, plus trip fees. The up to date fees can be found on the Nice Ride website. A trip starts when you take a bike and ends when you return it to any station. No trip fee for the first 30 minutes of every trip. Trips lasting more than 30 minutes will incur trip fees. Note: trip fees can add up fast, see chart below To avoid trip fees, simply return your bike to a station within 30 minutes, and check out another one. Take as many trips as you want during your subscription. 24 hr subscriptions require a $50 deposit, for more information see the Subscriptions page. Using Nice Ride To use Nice Ride, you need a subscription. 24 hour subscriptions can be purchased using a credit card at the pay station located at each Nice Ride station. Users can also purchase a 1 year or 30-day subscription at substantial savings over 24 hour subscription by signing up on line. 24 hour subscribers users will be issued unlocking codes at the pay station, 1 year and 30 day subscribers will receive a Nice Ride key. Simply enter the unlocking code or insert your key in the locking dock of an available bike. When the green light turns on, pull the handlebars firmly toward you to release the bike. You can return your bike to any station in the system. Choose an empty space and push your bike firmly into the dock. When the bike is properly locked, the green light on the dock will turn on. Make sure the green light turns on. A bike that is not properly returned remains your responsibility. If you have trouble locking your bike, try another dock, or call customer service at 1-877-551-6423 Other Bike Rental Shops Minnesota bicycle laws Minnesota pocket guide to biking How to ride a bus Where to find my route? The most common way to pay for the bus fare is to use cash. As you get on the bus, put cash in the fare box next to the driver. Fare boxes accept dollar bills, coins or tokens, but change is not available. For information on other ways to pay for the bus, please visit How Do I Pay for the Bus. Google maps and MapQuest are resources to start. Click Get directions, then you can determine your means of transportation (by car, public transport, bike or foot) and find your optimal route and schedule to your destination. It is also a good idea to double check the route & schedules by visiting the Metro Transit website. Note: Bus schedules on weekends may differ from weekdays. Please make sure your results are accurate and up to date. How much does it cost? Bus fares vary depending on your time of travel. During rush hour times (approximately 6 am to 9am, and 3 pm to 6.30 pm) prices are slightly higher than at other times. Check here to see the anticipated bus fare. What are the rules when riding the bus? On the bus you can see a yellow cord near the seat along the window. You should pull the cord to notify the driver before your stop. You are allowed to take strollers, non-motorized bicycles, wheelchairs/walkers and suitcases with you on the bus. However, you are NOT allowed to consume food, drinks (unless it is covered), or alcohol when riding a bus. Buses are considered public spaces. Please be mindful about your words and conversations with others. Additionally, there may be other rules you are required obey which may be different from your home country. Be sure to read the Code of conduct before your travel. Tips Be sure to get to the stop 5 minutes early and always check the sign above the windshield of the bus for the route number to make sure it’s yours. You can talk to a transit expert by calling 612-373-3333 (TTY 612-341-0140) before you travel. Unlike in other countries, the back door of local buses in Minnesota doesn’t open automatically when the bus stops. You need to PUSH the back door to get off the bus. Make sure you have the exact amount of cash for your fare if you don’t use Go-To Card, Metro pass, U-Pass or Go-To College Pass, etc. In most cases, fares include a 2½ hour free transfer. However, there are exemptions to this rule (e.g. transfers are not available with Downtown Zone fares). If your bus fare does include unlimited 2½ hour free transfer, it should be printed on your bus ticket. If in doubt, ask the bus driver for help and information. How to Get a Driver’s License General Information While studying at Hamline University, you may need to obtain a Minnesota driver’s license and have your car registered. Identification Requirements In order to apply for a driver’s license, you need to present a combination of one primary and one secondary form of identification. Please see Identification Requirements. Test Requirements Knowledge (Written) Test: Knowledge (Written) tests are available on a walk-in basis at a Driver and Vehicle Services Exam Station during certain hours. You must show proper identification when you are ready to take the test. The knowledge (written) test contains multiple choice and True/False questions that show how well you know and understand Minnesota traffic laws and road signs. Only one test is allowed per day. Some stations offer a computerized test which is available in English or several other languages (Hmong, Vietnamese, Somali, Spanish and Russian). Skills (Road) Test: The skills (road) test consists of a demonstration of your vehicle's safety equipment, your vehicle control skills and a driving performance test. You are tested on your ability to drive a motor vehicle safely under normal traffic conditions. You may not have anyone in the car during the test other than the driver examiner. We recommend that you make an appointment for a skills (road) test. This can be done online or by calling (651) 284-1234. Fees Class D, regular or under 21: $23.25 Third and Subsequent Skill Test after failing first two: $20 Third and Subsequent Knowledge Test after failing first two: $10 Documents Identification Requirements Requisitos de Identificacion New Resident - Just the Facts Medical Conditions and Your License - Just the Facts Expedited (Fast Track) Driver's License - Just the Facts Minnesota Driver's Manual For more information, please visit: Department of Public Safety Renting a Car If you have a valid driver’s license, you can opt for short-term car rental. The HOURCAR rental has a car available on the St. Paul campus and is a good option if you are interested in renting a car for several hours. You will need an annual membership to rent with them. Visit their website to find out more details on rental policies and cost. The HOURCAR location on campus is located on Simpson and Hewitt. The HOURCAR is only available for daily rental. If you are interested in renting a car for several days, you may want to do so through car rental agencies. Agencies vary in cost of rental and may charge extra fees if you are under the age of 25, if you do not have an American driver’s license or if you desire to pay using a debit card instead of credit card. Be sure to find out about these fees when renting a car. There are several nationwide car rental agencies. The closest one to the Hamline St. Paul campus is Enterprise Rent-A-Car. For more information on renting a car, visit this website.