Access Group (law & grad students only)
Lender Code: 808851
Customer Service: 800-2151
Web Site: www.accessgroup.org

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
0%	X	X

AFG Provincial Bank
Lender Code: 833893
Customer Service: 877-740-9334
Web Site: www.academicfundinggroup.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
0%	X	X	X

AHELP by US Bank (law students only)
Lender Code: 825122
Customer Service: 800-242-1200
Web Site: www.usbank.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
0%	X

American Student Loan Network
Lender Code: 824573
Customer Service: 800-458-4011
Web Site: www.nelnet.net/americanstudentloan

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
1.90%	X	X

Bank One
Lender Code: 814321
Customer Service: 800-487-4404
Web Site: www.bankone.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X	X

Bremer
Lender Code: 806361
Customer Service: 800-214-4988
Web Site: www.bremer.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X	X

Citibank
Lender Code: 824756
Customer Service: 800-967-2400
Web Site: www.studentloan.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%*	X	X	X

Educaid
Lender Code: 870005
Customer Service: 800-776-2344
Web Site: www.educaid.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X

LawLoans (law students only)
Lender Code: 803538
Customer Service: 800-984-0190
Web Site: www.salliemae.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%			X

Sally Mae
Lender Code: 802218 
Customer Service: 888-272-5543
Web Site: www.salliemae.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%			X

TCF
Lender Code: 821728 
Customer Service: 800-533-1723
Web Site: www.tcfexpress.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X	X

T.H.E. MN Private College Loan Program (undergrad and grad students only)
Lender Code: 868529 
Customer Service: 800-366-0604
Web Site: www.northstar.org

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
0%			X

T.H.E. MN Private College Loan Program (law students only)
Lender Code: 860529
Customer Service: 800-366-0604
Web Site: www.northstar.org

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
0%			X

U.S. Bank
Lender Code: 830694
Customer Service: 800-242-1200
Web Site: www.usbank.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X	X	X

Wells Fargo
Lender Code: 807176
Customer Service: 800-658-3567
Web Site: www.wellsfargo.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%	X	X	X

LawLoans (law students only)
Lender Code: 803538
Customer Service: 800-984-0190
Web Site: www.salliemae.com

Standard Loan Fees	Auto Repay Reduction	48 On-Time Program	Other Benefits
3%			X

Year in School	Annual Stafford Loan Limits
First Year	$2,625.00
Second Year	$3,500.00
Third-Fifth Year	$5,500.00
Graduate/Law	$18,500.00

*Independent undergraduate students may be eligible for additional annual Stafford Loan funding, depending on their eligibility.

Origination and guarantee fees will be deducted from the proceeds of your loan. Some lenders pay a portion of these fees on behalf of the students. Please contact the lenders for more specific information or visit their Web site.

The current in-school interest rate for Staffords Loans is 2.82%. This rate is effective July 1, 2003 through June 30, 2004

Loan Repayment Programs: Various loan repayment programs may reduce your interest rate during the repayment period. These programs may change or be discontinued without notice. For more information contact the lender of visit their Web site. If loans are consolidated, repayment benefits may not apply.

*Citibank has a unique rebate, dividend, or fee structure.

Please note: the above information does not constitute the endorsement of any lender by Hamline University. Contact lender for more recent information.

Information contained herein was correct as of February 1, 2004.